MARY's Blog

Finally, the media is joining in with what has been happening in the Greater Greenville market!  I received the following through an email from Lowe's (I like their real estate keep in touch program by the way).  In the Greenville SC Metro Area these things have been true the whole recession.  We have had a small dip in sales but overall we are strong and houses are moving. Interest Rates are PHENOMENAL, homes are in good shape and loan programs are still available to purchase (depending on the area we still have 100% financing).

Just as a point of reference if the interest rate goes up 1% and you're buying a $200,000 house, you can then buy a $175,000 house. All figures are approximate.

Five Smart Reasons to Buy a Home Now

RISMEDIA, July 30, 2010--The economy is stabilizing. Home prices are holding. It's not just as good a time as ever to buy a house. It's one of the best times ever.

ForSaleByOwner.com presents five overlooked reasons why now is a great time to buy a house.

1. Low mortgage rates serve as an equity shock absorber. When buyers borrow at today's record-low rates, they start building equity as soon as they close. That means they have a little give to absorb a few ups and downs as the still-recovering housing market gains traction.

2. Houses are in move-in condition. Homeowners have continued to spend on maintenance and repair, according to the Harvard Joint Center on Housing. Homeowners who have been holding back kept their houses in good shape while they waited. As those houses enter the market, they are in marked contrast to tattered foreclosures.

3. Terrific houses are coming on the market. Foreclosures are finally starting to clear the system - and this is just the opportunity that owners of many desirable properties have been waiting for.

4. Appraisal regulations are finally aligned with market realities. Fannie Mae has adjusted its appraisal guidelines...again. Now that appraisers have more flexibility to set values that reflect the current market, today's deals will make it over the finish line.

5. Plenty of programs. Homes are more affordable than they have been for years, but communities have stuck by "workforce housing" programs that encourage middle-class families to buy houses. Buyers who qualify can get a big boost by combining one of these programs with today's low mortgage rates.

Today was a very special day. Susan Brady and I went to The Cliffs at Mountain Park. We met with a wonderful lady there named Pat and she showed us around. We Had lunch at Glassy, viewed homes in several communities, found out information about the amenities, new ownership opportunites and more. The best part to me about the Cliffs Communities is that when you join one community - you get all the communities! Top ranked Golf! Wellness Center to better yourself! Thousands of acres of wildlife! Organic Vegtables that are grown there and sold to owners and served in the restaurants! Breathtaking Views! Doctor on Staff in Mountain Park. Lakes, Tennis, Spas, Exercise, Pools indoor and out, Walking Trails, Picnicing Areas, Fishing, Socalizing and I could keep going. The Cliffs are a LifeStyle! A Destination! View my link below to find out more or simply contact me. You won't regret finding out about this apportunity! http://www.cliffscommunities.com/?as=miacovelli04

How To Recycle Everything Wrong December 1, 2009 in Reduce, Reuse, & Recycle Recycling is not all that tricky, but some people waste a lot of time doing stuff they shouldn’t. For example below are some surefire ways to recycle incorrectly… •Crush all cans carefully – waste o’ time. Nowadays you don’t need to do this step. Recycling centers take un-crushed cans happily. •Toss greasy and food ridden cardboard into the recycling bin. Sadly, this can mess up an entire load of recyclables. Recycling center machines are fit to take on grease and grime. If you’ve got sticky, messy, greasy paper you need to toss it not recycle it. •Don’t sort the recycling – some recycling centers will sort if you don’t but others will just toss bins full of mixed goods which does no one any good. Set up a home recycling center and sort your recyclables. •Be a perfectionist about food in jars – the machinery at the recycling center will zap that excess mayo or peanut butter out of a jar. In fact, if a lemon is stuck in a beer bottle or you can’t remove food from inside a narrow container you can still recycle it. •Fail to recycle glossy paper – most recycling facilities do take old magazines and other glossy paper now. Check to be sure, but don’t just assume you can’t recycle it. •Recycle before you re-purpose – recycling actually uses a fair amount of energy. IF you can re-purpose an item first, you should. •Toss anything into the bins – many items need to be recycled in a different manner than your recycling center can deal with. For example, toys and dishes and the like should go to the thrift store, CFLs need to go to a CFL specific center, hazardous waste is a whole other issue, and food can be composted. Don’t recycle willy nilly. •And the number one best way to recycle wrong – don’t bother at all – who cares if you trash the planet? Trackback link: http://www.bestgreenhometips.com/2009/12/how-to-recycle-everything

15 Meals Under $5 plus a Saint Patrick's Day Coupon.

Free Biscuit  with Sausage Gravy until March 15th, 2010 at Waffle House! You have to follow the link and print the coupon.  http://campaign.constantcontact.com/render?v=001aqj1QInodGSOT13OqkM79Swt7SfCeYLeApsJl-ME2Q5ZW8P_3z73AqwNB-QkTB2WgK3mNRUmmFeJ4J0lbwIiDzW5t8idWRlthVG7nhl-y-YaeZLPrhK5PrBHVbkTMDqMX0jc1w3hsirQALdZycU2ljnXbMpGnWnWj-EHMXRORnv0kSPkMbe9wuikSJcXnViZVLaAP1sd0RwoYd8tCzw0gsU7gdr-F4a8ZE_uC6My9qctPye1Dx-fEqvHXgJIl2LOXGLBPQCg7dgSMEdufjmIHg%3D%3D

This takes you to the Saint Patrick's Day page where they are also offering St. Patty's Day e-Cards! I didn't know about the Valentines Day special so I want to make sure more people know about this.  By the Way: Saint Patrick's Day is my Birthday!!

“PALMETTO HERO PROGRAM “ from SC Housing!  Coming Back in March 2010

WHAT GROUP OR GROUPS WILL IT TARGET? · TEACHERS - POLICE OFFICERS - CORRECTIONAL OFFICERS - FIRE FIGHTERS AND EMS 

WHAT AMOUNT OF DPA WILL BE OFFERED? · Previous Program allows $5000 in Down Payment Assistance! 

WHAT WILL BE THE RATE? · Rate are likely to be attractive due to new relationship with US Bank – No longer dependent on Bond Sales

HOW MUCH FUNDS WILL BE AVAILABLE? · Previous program allocated a limited amount of funding for this program and it was used quickly! 

Personal buyer counseling, approval letters, credit for portion of appraisal and credit report ($250 value) 

Good for Teachers, Policemen, Correctional Workers, Fire and EMS.

We have up to 6.90 acres entering a 400 Home Neighborhood in a HIGH Traffic Area on this side of the entrance to the nighborhood. .7 miles to shopping, grocery stores, pharmacies, eateries and MORE! Contact me if you want us to build your building to lease at this location or if you want to buy the property and build your own building. No Minimum Square Footage but there is a maximum. Off site Retention is already in place but you will need to consider how much parking you will need. We have Law Offices, Real Estate Offices, Assisted Living, Daycare, Banks and more already approved with the City of Simpsonville. http://www.loopnet.com/xNet/mainsite/Flash/Profile.aspx?LID=16498868

http://today.msnbc.msn.com/id/33830416/ns/today-today_relationships/?gt1=43001 When I logged onto my computer tonight I saw the article that is linked above! WOW, the only undies I buy are for my 12 year old. Good news is that is normal!! I'm also happy to know that my 14 year old daughter is normal for wanting to pick/buy her own undies. YEAH! (that doesn't mean I have to like what she picks however) I've only been dating the man I'm with now for about 9 months. He hasn't asked me to buy his undies and he's older than 44!! Hopefully he and I are in a stable realtionship but I guess the only way I will know is if he lets me buy his undies.......LOL!! :-) Enjpy!!!!!! Mary